It has never been a better time to buy a house in Canada. With historically low mortgage rates, flexible terms, and a growing economy, many people are taking steps to become homeowners in Canada. However, a major purchase like this requires planning and forethought, and one important factor is the mortgage rate that you are […]

Fixed Mortgage

With all the rules and taxes surrounding land purchases, it may be difficult to know exactly how much you have to pay. Let us simplify that for you. Every province except Alberta and Saskatchewan has a land transfer tax or LTT. In most cases, the tax is calculated based on property value, with the asking […]

Land Transfer Tax

TD Direct Investing is among the first online discount brokerage in Canada. Its platform (Web Broker) was introduced way back in 1996 and is quite popular among DIY investors.  However, other brokerages like Questrade and Wealthsimple have overtaken it in terms of fees and commissions. So, this review will give you everything you need to know about […]

TD WebBroker

Tangerine and Simplii Financial are among the most popular online banks in Canada. It is no surprise that both online banks are neck to neck for the title of the best online bank in Canada.  Tangerine and Simplii Financial operate in the same way and offer the same services to Canadians who need low-cost banking […]

SoFi

The Chief Executive Officer of CPP Investments, John Graham, said that the pension fund’s portfolio value stood at $497.2 billion at the end of fiscal 2021. The figure indicates an increase of $86.7 billion from fiscal 2020 and the highest return in the last 5 years. So, what will each Canadian pensioner get, and what are the […]

CPP