Here’s an exciting event to mark on your admin calendar. For eligible individuals, the government sends out a quarterly tax credit for GST/HST payments. It is a tax-free payment deposited into your account or sent via cheque if you meet the income threshold set out by the government, as long as you filed a tax […]


Canadians now have more alternatives than ever to enter the stock market and put their money to work thanks to the introduction of online brokers. Regardless of the amount of money you have to start with, or if you’re a seasoned investor or a newbie, there’s an online broker out there for you. However, choosing […]

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Should the XEG ETF be part of your Portfolio?

What is the XEG ETF? The iShares S&P/TSX Capped Energy ETF or XEG is an all-equity exchange-traded fund (ETF) that gives you exposure to TSX-listed Canadian oil and gas firms. It invests all of its funds in a portfolio of equity assets, with no exposure to fixed-income assets such as bonds or GICs. The iShares […]


You’ve undoubtedly been approached with a Costco Cash Back Mastercard offer. Is it, however, truly worthwhile? Let’s take a look to see if this credit card is worth your money. *Note that Costco and Capital One’s agreement will end in September 2021.* Key facts about this card: Annual fees: 0$ Annual interest rate: 19.75% Type […]

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5 Best Cash Back Credit Cards for Canadians

Are you looking for a simple way to earn money while doing your everyday purchases? Then a cashback credit card might be the right option for you! There are hundreds of cash-back credit cards on the market. We have gathered the five best based on different aspects. The Scotia Momentum Visa Infinite This card provides […]

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