Saving & Budgeting

Canadian Tire is one of the country’s oldest and largest department store chains. It was also one of the first to introduce a shop loyalty program, launching Canadian Tire Money in 1958. The Canadian Tire Money loyalty program has improved over the last six decades. Starting from paper bills to a fully digitalized program was […]

Here’s an exciting event to mark on your admin calendar. For eligible individuals, the government sends out a quarterly tax credit for GST/HST payments. It is a tax-free payment deposited into your account or sent via cheque if you meet the income threshold set out by the government, as long as you filed a tax […]

You’ve undoubtedly been approached with a Costco Cash Back Mastercard offer. Is it, however, truly worthwhile? Let’s take a look to see if this credit card is worth your money. *Note that Costco and Capital One’s agreement will end in September 2021.* Key facts about this card: Annual fees: 0$ Annual interest rate: 19.75% Type […]

Are you looking for a simple way to earn money while doing your everyday purchases? Then a cashback credit card might be the right option for you! There are hundreds of cash-back credit cards on the market. We have gathered the five best based on different aspects. The Scotia Momentum Visa Infinite This card provides […]

The GST/HST refundable tax credit is described as a non-taxable sum sent to low- or modest-income people or families to offset all – or a portion – of their GST and HST tax payments, according to the Government of Canada website. Every year, this credit payment is made four times; January 5, 2021, April 1, […]