Saving & Budgeting

With all the rules and taxes surrounding land purchases, it may be difficult to know exactly how much you have to pay. Let us simplify that for you. Every province except Alberta and Saskatchewan has a land transfer tax or LTT. In most cases, the tax is calculated based on property value, with the asking […]

Tangerine and Simplii Financial are among the most popular online banks in Canada. It is no surprise that both online banks are neck to neck for the title of the best online bank in Canada.  Tangerine and Simplii Financial operate in the same way and offer the same services to Canadians who need low-cost banking […]

If you reside in North America, there’s a good chance you’ve been to Walmart, whether you like it or not. The store’s prominence and the range of products it offers are evident in any case. It’s hardly surprising that the store provides credit cards aimed at its most devoted customers. But is it worth it? […]

Canadian Tire is one of the country’s oldest and largest department store chains. It was also one of the first to introduce a shop loyalty program, launching Canadian Tire Money in 1958. The Canadian Tire Money loyalty program has improved over the last six decades. Starting from paper bills to a fully digitalized program was […]

Here’s an exciting event to mark on your admin calendar. For eligible individuals, the government sends out a quarterly tax credit for GST/HST payments. It is a tax-free payment deposited into your account or sent via cheque if you meet the income threshold set out by the government, as long as you filed a tax […]