It has never been a better time to buy a house in Canada. With historically low mortgage rates, flexible terms, and a growing economy, many people are taking steps to become homeowners in Canada. However, a major purchase like this requires planning and forethought, and one important factor is the mortgage rate that you are […]

With all the rules and taxes surrounding land purchases, it may be difficult to know exactly how much you have to pay. Let us simplify that for you. Every province except Alberta and Saskatchewan has a land transfer tax or LTT. In most cases, the tax is calculated based on property value, with the asking […]

TD Direct Investing is among the first online discount brokerage in Canada. Its platform (Web Broker) was introduced way back in 1996 and is quite popular among DIY investors.  However, other brokerages like Questrade and Wealthsimple have overtaken it in terms of fees and commissions. So, this review will give you everything you need to know about […]

If you reside in North America, there’s a good chance you’ve been to Walmart, whether you like it or not. The store’s prominence and the range of products it offers are evident in any case. It’s hardly surprising that the store provides credit cards aimed at its most devoted customers. But is it worth it? […]

Canadian Tire is one of the country’s oldest and largest department store chains. It was also one of the first to introduce a shop loyalty program, launching Canadian Tire Money in 1958. The Canadian Tire Money loyalty program has improved over the last six decades. Starting from paper bills to a fully digitalized program was […]