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A Detailed Overview: Amazon Pay ICICI Credit Card

Amazon Pay ICICI Credit Card

Amazon is the largest e-commerce company in the world, while ICICI Bank is among the biggest banks in India. The two heavyweights have partnered to launch the Amazon Pay ICICI Credit Card, which will be powered by Visa.

As expected, the Amazon Pay ICICI Credit Card has gained traction and popularity among e-commerce shoppers who make frequent online purchases. So let’s deep-dive into the features and benefits of using the Amazon Pay Credit Card.

What is the Amazon Pay ICICI Credit Card?

As stated above, the Amazon Pay ICICI Credit Card was launched after a partnership was announced between Amazon India and ICICI Bank. The credit card does not have any joining or renewal fees, making it ideal for those looking to save on initial costs.

Further, Amazon Prime members also enjoy a 5% cashback when they shop on Amazon India. For non-prime members, the cashback on Amazon purchases stands at 3%. These cash backs are credited to your Amazon Pay balance.

Additionally, you will be provided with a number of welcome benefits and dining bill discounts when you subscribe to this credit card.

Below are some of the features and benefits offered by the Amazon Pay ICICI Credit Card.

  • The welcome gift includes a reward ranging from INR 300 to INR 600 in your Amazon Pay account.
  • Amazon Prime members can enjoy a cashback of 5% while shopping on Amazon India. For non-prime members, the cashback is limited to 3%. Please note the cashback is not eligible on other country-specific domains.
  • Any payments made on bill payments, mobile or DTH recharges, flight, movie, or bus bookings will enjoy a 2% cashback to the Amazon Pay wallet.
  • Users will also receive 2% cash back on purchases made to more than 100 merchant partners of Amazon.
  • All online and offline transactions will enjoy 1% cash back, with the exception of fuel payments. For fuel transactions, cardholders are eligible for a 1% fuel recharge waiver at petrol pumps across India. The maximum fuel transaction is limited to INR 4,000.
  • The Amazon Pay ICICI Bank Credit Card allows you to lower your dining bills by 15% at several partner restaurants that can be found under the ICICI Bank Culinary Treats Program.
  • These reward points earned with the Amazon Pay ICICI Bank Credit Card can be viewed in the Amazon Pay Wallet once each payment cycle comes to an end.
  • The balance in your Amazon Pay wallet can be used to make any purchase on Amazon India or purchase products from partner merchants who use Amazon Pay as a payment option.

Now that we have seen the benefits of owning an Amazon Pay ICICI Credit Card, let’s see how it compares with other similar credit cards like the Flipkart Axis Bank Credit Card.

Amazon Pay ICICI Bank Credit Card vs. Flipkart Axis Bank Credit Card

The bottom line

With zero joining or renewal fees, the Amazon Pay ICIC Bank Credit Card is an entry-level card for the online shopper. In case you purchase most of your products on Amazon, then it makes sense to own the credit card.

FAQs

Can I withdraw money from my ICICI Amazon Pay Credit Card?

Yes, you can withdraw cash from the ICICI Amazon Pay Credit Card. These withdrawals will be charged 2.5% of the transaction amount with a minimum fee of INR 300.

Who is eligible for the Amazon Pay ICICI Credit Card?

Anyone between the age of 18 and 60 with a monthly income of INR 25,000 (for ICICI customers) can apply for the credit card. For non-ICICI customers, monthly income should be over INR 30,000.

What are the interest charges for the Amazon Pay ICICI Credit Card?

The interest rate for the credit card stands at 3.4% per month.

Is the Amazon Pay ICICI Credit Card really free?

Yes. There are no joining or renewal fees when you apply for the credit card.

Can we use Amazon Pay ICICI Credit Cards in petrol pumps?

Yes. You will receive a 1% waiver on fuel charges on petrol pump transactions. But it will be limited to a transaction amount of INR 4,000.

What is the Amazon Pay ICICI Credit Card customer care number?

You can call on 1800 1080, which is toll-free.


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